
Multi-Agent Architecture for BIAN and Composable Banking
Multi-Agent architecture enables the effective implementation of BIAN (Banking Industry Architecture Network) principles by introducing an intelligent layer that orchestrates the bank’s Service Domains. Artificial intelligence agents interpret requests from customers or employees, identify intent, and coordinate interactions with banking capabilities exposed through APIs, while keeping the experience, business, and data layers decoupled. This approach also enables Composable Banking, where capabilities are built as independent services that can be dynamically combined to support different customer journeys, allowing banks to build more modular, scalable, and service-oriented platforms.




